Payday cash loan lenders ask for the borrower`s information via online forms. Upon approval, the proceeds are direct deposited to the borrower`s bank account. The borrowers are then required to issue post dated checks. The Hard Money Lenders hold on to these checks until the borrower`s next payday. Personal Cash Advance is an online payday cash lender who promises a quick and easy application process. They also promise to deposit the loan proceeds to the borrower`s account overnight. MyPayDayLoan is also an online payday cash lender who do not require any documents to be faxed. As advertised, a borrower only needs to fill up the online form. Repeat customers are offered the option to apply for a loan increase or to renew loans. They also offer to extend the loan term as long as the minimum payment owed on the initial loan has been paid.